E-Journal of Business & Economic Issues
Current Issue
Call for Papers * Current Issue * Previous Issues * Editorial Board * Links* Evaluation Form
Fall 2009 Volume IV, Issue III
1. An Empirical Study on Perception of Consumer in Insurance Sector. Binod Kumar Singh
Abstract:
Consumer behavior studies the behavior of individual or a group of people. The study of consumer behavior provides marketers to understand and predict the future market behavior. In this paper, role of IRDA, role of Indian banks, role of private insurance companies, function of insurance company, various factors influencing consumer behavior, factors influencing buying decision and model of consumer decisions making process have been considered. Also, the types of insurance policy taken by consumer, the total sum assured of life insurance, the total sum assured of life insurance for the spouse, the share of public insurance in insurance sector, share of LIC in life insurance in insurance sector and the reasons for invested in life insurance have been studied. The survey was conducted across 334 cities/towns in all the states and union territories. A sample of 1947 individuals has been selected by setting questionnaire. The online response system has self-checking and its validation system vetted the quality and veracity of the responses.Indicus Analytics then cross-checked and inputs with its databases on investors and their habits. The majorities of the respondents were from the top five metros and 10 major cities and had at least 30 participants. The profile of the target respondents is typically matched. The target respondents are well educated, familiar with English, spread over major urban centers having a higher socio-economic and income profile and spread across a range of occupations, professions and different age groups.
2. The Use of Economic Incentives in the War on Terror. Dennis S. Edwards
Abstract:
This paper delineates the primary uses of economic incentives and disincentives that the United States Government has employed in fighting the War on Terror since September 11, 2001. From the author’s analysis, many of the economic incentives provided by the U.S. have not been successful. Various examples are investigated, such as the crackdown on terrorist financing, debt relief, sanctions, payments to Afghanistan, and the building of the CIA’s DB/ROCKSTARS database. Additionally, in the event of a WMD attack, the nation will likely look back to 1992. Greater economic assistance to displaced nuclear scientists in the former Soviet satellites may have reduced proliferation.
3. The Ricci v. DeStefano New Haven Case and Disparate Impact. Albert D. Clark
Abstract :
This paper is the result of an Employment Law Seminar class held in the College of Business at Southern University-Baton Rouge. It is an analysis of the recent United States Supreme Court Decision Ricci v. DeStefano. The case involved a group of New Haven Connecticut firefighters and their claim of reverse discrimination. It explains various legal and social issues surrounding the case and addresses how Title VII of the Civil Rights Act and Affirmative Action impacted the final ruling in the case.